What CEOs Are Saying: Regional Banks Proceed with Caution
Earnings calls from Huntington Bancshares, First Citizens Bancshares, and Pinnacle Financial Partners
We’re deep in earnings season so there are endless calls to choose from this week… but let’s take a look at three regional banks to see how they are coping with a world that’s more VUCA than ever.
These bank CEOs face a bundle of issues. War in the Middle East has pushed oil above $100 a barrel. The IMF has cut its global growth forecast. Analysts are pressing every bank for more disclosure on its lending to private credit funds.
Nevertheless, all three CEOs below described their pipelines as healthy, though each is, wisely, making defensive moves anyway. Here’s what they said.
Huntington Bancshares (HBAN)
Q1 2026 Earnings Call
Results: solid, with adjusted EPS of $0.37 up 9% year over year and revenue of $2.59 billion
Huntington is a regional bank holding company headquartered in Columbus, Ohio, with about $285 billion in assets. It is in the middle of integrating two recent acquisitions, Veritex and Cadence, that brought 6,000 employe…
